Underwriting Process

Our goals are focused on the preservation of our Investors’ capital while acheiving an above average rate of return for them. While no investment is guaranteed, VFSL mitigates risks with sound underwriting procedures and lending practices based on conservative lending policies, guidelines and criteria that include:

  • Lending only against properties with definable exit strategies and favourable valuations
  • Investing in short-term mortgages (6 to 24 months) to mitigate interest rate fluctuations and market turn around risks
  • Conducting thorough due diligence and credit assessments including the engagement of third party consultants as peer reviewers
  • Working with capable Borrowers
  • Structuring innovative yet conservative financings methodology to boost investment returns